Exclusion from liability

1.- Access or use: Entering this web site implies acceptance that Crédito y Caución will not be responsible for any consequence, damage or prejudicial effect arising from this access or use of the informationon the web site or as a result of access to other Internet material by means of links with this web site. Crédito y Caución is also freed of any liability for any damage or prejudicial effects that the User may suffer as a consequence of errors, defects or omissions in the information provided by Crédito y Caución, providing that it comes from sources other than the same. 2.- Harmful contents: Crédito y Caución does not guarantee the absence of viruses, worms, or in general, any other harmful computer content, with the User being at all times responsible for the availability of the appropriate tools for the detection and disinfection of harmful computer programmes. Crédito y Caución will not be held responsible for possible damage to Users' computer equipment, programs and files, or that belonging to third parties, by any harmful element. 3.- Third party content: The web site may contain hypertext links to other pages that are completely independent of it. Crédito y Caución will not answer for or guarantee, in any way, the precision, insufficiency or authenticity of the information provided by any person or organisation, either physical or corporate, with or without its own legal personality, through the aforementioned hypertext links. 4.- Technological problems due to the web site or other sources: Crédito y Caución will not be held responsible for possible damages or prejudicial consequences that may arise from interference, omissions, interruptions, computer viruses, telephone breakdowns or disconnections in the operation of the chosen system (telephone network, Internet, etc.), for delays or blockages in the use of the system chosen caused by deficiencies or overloads in the telephone lines at the Data Processing Centre at Crédito y Caución, in the Internet system or in other electronic systems, or damages that may be caused by third parties as a result of illegal entry into the chosen system, beyond the control of Crédito y Caución.